AI API for fintech in India

Fintech companies in India operate under tight regulatory constraints while competing on speed and cost. unoblox connects your fintech stack to the world's best models via one OpenAI-compatible endpoint, billed in rupees on a monthly GST invoice.

KYC & compliance automation

Know-Your-Customer and AML workflows require precision and auditability. DeepSeek V3.2 (₹26.21 input / ₹38.30 output per 1M tokens) excels at structured document extraction from ID scans and proof-of-address uploads. For real-time compliance risk flagging, Claude Opus (₹504 / ₹2520) handles nuanced rule interpretation. Both return exact output you can log and store for regulatory audits—no hallucinations on compliance decisions.

Fraud detection & scoring

Qwen3 235B (₹9.07 / ₹55.44) is ideal for analyzing transaction patterns and flagging anomalies at high throughput. Train a RAG system on your historical fraud cases, then route suspicious transactions through Qwen3 for rapid triage. For credit risk scoring, GPT-4.1 (₹201.6 / ₹806.4) handles multi-factor reasoning (income, credit history, loan purpose) to auto-approve or escalate.

Multi-language customer support

India's fintech users span Hindi, Tamil, Telugu, Kannada, Marathi. unoblox's Qwen3.8-27B (₹16.32 / ₹48.96, with vision) understands Indian languages natively, lowering your support costs. Build a chatbot that resolves payment issues, onboarding questions, and dispute resolution in the customer's preferred language.

Use-case	Recommended model	₹ input/output	Why
KYC doc extraction	DeepSeek V3.2	₹26.21 / ₹38.30	Precise structured output
Fraud triage	Qwen3 235B	₹9.07 / ₹55.44	Fast, affordable high-volume
Credit scoring	GPT-4.1	₹201.6 / ₹806.4	Complex multi-step reasoning
Regional support	Qwen3.8-27B	₹16.32 / ₹48.96	Hindi & Indian languages

Frequently asked questions

Can I use unoblox for real-time compliance reporting? Yes. Responses are deterministic when you set temperature=0, and every call is logged so you can produce an audit trail for regulatory review.

Which model is cheapest for high-volume scoring? Qwen3 235B at ₹9.07/M tokens input. For cost-per-decision, it often beats even free models due to fewer retries.

Do I need a foreign card? No. Pay in rupees; unoblox invoices via GST monthly. Ideal for Indian fintech teams with domestic bank accounts and input tax credit to claim.

Can models handle sensitive PII? Models process your prompt only to generate the response; unoblox does not use your data to train models. Mask or tokenize PII before sending it wherever your compliance policy requires, and rely on full data residency in India across the stack.

How do I migrate from OpenAI? One-line change: replace your existing base URL with https://api.unoblox.ai/v1 in your OpenAI SDK config. Model names stay the same.

Are there volume discounts? High-volume teams can talk to us about custom pricing — email support@unoblox.ai with your expected monthly usage.

Get started in rupees → https://unoblox.ai/sign-in